John currently serves as Senior Vice President and Commercial Lending Team Leader for Salisbury Bank & Trust. He joined Salisbury Bank, in April 2017 and has over 30 years of experience in the banking industry, specializing in the areas of Commercial Lending, Commercial Credit Administration, Credit Underwriting, and Portfolio Management. He is also a graduate of SUNY New Paltz, holding a B.S. in Business Administration, with a concentration in Finance, and a minor in Development Economics. John has served as the Chairman of the Manufacturing and Trade Committee and Co-Chair of the Employer Resource Committee, for the Dutchess County Regional Chamber of Commerce. In his spare time, John enjoys spending time with his family, traveling, renovating antique homes, woodworking, and cooking. Most importantly, he is the proud father of a special needs child.